https://cmtravelonline.com Your All-inclusive Specialists Tue, 16 Jun 2020 15:30:06 +0000 en-US hourly 1 https://wordpress.org/?v=5.4.2 https://secureservercdn.net/166.62.107.20/zk5.d90.myftpupload.com/wp-content/uploads/2016/05/cmtravelonline-globe.png?time=1592975743 https://cmtravelonline.com 32 32 Join our Travel Club https://cmtravelonline.com/join-our-travel-club/ https://cmtravelonline.com/join-our-travel-club/#respond Tue, 16 Jun 2020 15:30:06 +0000 https://cmtravelonline.com/?p=41139 Discover the World

Let us uncover the most exciting travel opportunities available today.

We’ve tapped into our long-standing relationships with top travel companies to bring you the world’s best travel deals available today.

On top of great travel savings, you’ll also receive highly personalized service. Unlike other Travel Clubs, you will not speak to an unknown voice through an 800 number or send money to a P.O. box. As a member of the “Club”, you’ll get a consultation with one of our agents who will personally answer your questions. All to ensure that you have the best possible vacation experience each time you set out on a new journey.

As a Travel Club member, you’ll receive:

  • Discounted rates at hotels worldwide
  • Significant savings on cruises, vacations packages, tours, car rentals, etc.
  • Onboard offers from leading cruise lines
  • The personal attention of a local travel agent plus the convenience of web shopping
  • Value-added offers worth hundreds of dollars!

Learn More

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COVID-19 Small Business Coronavirus Relief Options https://cmtravelonline.com/covid-19-small-business-coronavirus-relief-options/ https://cmtravelonline.com/covid-19-small-business-coronavirus-relief-options/#respond Sun, 05 Apr 2020 15:14:17 +0000 https://cmtravelonline.com/?p=39637 Our nation’s small businesses are facing an unprecedented economic disruption due to the Coronavirus (COVID-19) outbreak. On Friday, March 27, 2020, the President signed into law the CARES Act, which contains $376 billion in relief for American workers and small businesses.

Funding Options

In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak. These temporary programs include:

Paycheck Protection Program

This loan program provides loan forgiveness for retaining employees by temporarily expanding the traditional SBA 7(a) loan program.

How it Works:

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.

SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

Lenders may begin processing loan applications as soon as April 3, 2020. The Paycheck Protection Program will be available through June 30, 2020.

The Interim Final Rule for Applicable Affiliation Rules for the Paycheck Protection Program information is being posted in advance of publication in the Federal Register. The official version will appear in the Federal Register.

Who Can Apply
This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19.

Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries.

Small businesses in the hospitality and food industry with more than one location could also be eligible if their individual locations employ less than 500 workers.

Loan Details and Forgiveness
The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.

  • Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.
  • This loan has a maturity of 2 years and an interest rate of 1%.
  • If you wish to begin preparing your application, you can download a copy of the PPP borrower application form to see the information that will be requested from you when you apply with a lender.

EIDL Loan Advance

This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties.

How it Works:

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available following a successful application. This loan advance will not have to be repaid.

Eligibility
The SBA’s Economic Injury Disaster Loan provides vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing as a result of the COVID-19 pandemic.

This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by COVID-19.

Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries.

The Economic Injury Disaster Loan advance funds will be made available within days of a successful application, and this loan advance will not have to be repaid.

SBA Express Bridge Loans

Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.

How it Works:

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Terms Include:

  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

SBA Debt Relief

The SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic.

How it Works:

As part of SBA’s debt relief efforts, The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months.  The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020.

Additional Debt Relief

For current SBA Serviced Disaster (Home and Business) Loans: If your disaster loan was in “regular servicing” status on March 1, 2020, the SBA is providing automatic deferments through December 31, 2020.

What does an “automatic deferral” mean to borrowers?

  • Interest will continue to accrue on the loan.
  • 1201 monthly payment notices will continue to be mailed out which will reflect the loan is deferred and no payment is due.
  • The deferment will NOT cancel any established Preauthorized Debit (PAD) or recurring payments on your loan. Borrowers that have established a PAD through Pay.Gov or an OnLine Bill Pay Service are responsible for canceling these recurring payments. Borrowers that had SBA establish a PAD through Pay.gov will have to contact their SBA servicing office to cancel the PAD.
  • Borrowers preferring to continue making regular payments during the deferment period may continue remitting payments during the deferment period. SBA will apply those payments normally as if there was no deferment.
  • After this automatic deferment period, borrowers will be required to resume making regular principal and interest payments. Borrowers that cancelled recurring payments will need to reestablish the recurring payment.

If you have questions about your current loan and whether or not your loan is automatically deferred, please contact your Loan Servicing Office directly using the following information:

Birmingham Disaster Loan Servicing Center:
Phone: 800-736-6048
Email: BirminghamDLSC@sba.gov
El Paso Disaster Loan Servicing Center:
Phone: 800-487-6019
Email: ElPasoDLSC@sba.gov

Please visit https://www.sba.gov for more details

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Coronavirus Safety Tips https://cmtravelonline.com/coronavirus-safety-tips/ https://cmtravelonline.com/coronavirus-safety-tips/#respond Sat, 04 Apr 2020 17:11:13 +0000 https://cmtravelonline.com/?p=39596 The American Red Cross continues to closely monitor the coronavirus disease 2019 (COVID-19) pandemic and follow the latest guidance from the Centers for Disease Control and Prevention.

We understand this is a stressful time and people want to know what they can do now to protect themselves and their families. Below are some everyday steps that people in the U.S. can take now. In addition, stay informed about what’s happening in your community and always follow the directions of state and local authorities.

COVID-19-Virus

HELP SLOW THE SPREAD OF COVID-19

Follow these steps to help keep you and others safe:

  • Stay home if you can and avoid any non-essential travel. Avoid social gatherings of more than 10 people.
  • Practice social distancing by keeping at least 6 feet — about two arm lengths — away from others if you must go out in public. Stay connected with loved ones through video and phone calls, texts and social media. Avoid close contact with people who are sick.
  • Wash your hands often with soap and water for at least 20 seconds, especially after being in a public place, or after blowing your nose, coughing or sneezing. If soap and water are not readily available, use a hand sanitizer with at least 60% alcohol.
  • Avoid touching your eyes, nose and mouth with unwashed hands.
  • Clean and disinfect household surfaces daily and high-touch surfaces frequently throughout the day. High-touch surfaces include phones, remote controls, counters, tabletops, doorknobs, bathroom fixtures, toilets, keyboards, tablets and bedside tables. Follow CDC guidance.
  • Cover your coughs and sneezes. Use a tissue to cover your nose and mouth, and throw used tissues in a lined trash can. If a tissue isn’t available, cough or sneeze into your elbow — not your hands. Wash your hands immediately.

WHO IS AT A HIGHER RISK?

According to the CDC, early information shows that some people are at higher risk of getting very sick from COVID-19. This includes older adults and people of any age who:

  • Have serious underlying medical conditions, such as heart, lung or liver disease; diabetes; moderate to severe asthma; severe obesity; and renal failure.
  • Have a weakened immune system, including those undergoing cancer treatment.

People who are pregnant should also be monitored since they are known to be at risk with severe viral illness; however, to date data on COVID-19 has not shown increased risk.

If you are at higher risk for serious illness from COVID-19, it is critical for you to take actions to avoid getting sick:

  • Stay home, avoid close contact with others and follow the other steps above.
  • Call your health care provider if you have concerns or to ask about obtaining extra necessary medications in case you need to stay home for a prolonged period of time.
  • Call a medical professional as soon as COVID-19 symptoms start, if you are at higher risk.

Wearing-Facemask
IF YOU ARE SICK

According to the CDC, COVID-19 symptoms include fever, shortness of breath and a cough. Keep track of your symptoms, which may appear two to 14 days after exposure, and call to seek medical attention if your symptoms worsen, such as difficulty breathing.

Mild Illness
Most people have mild illness and are able to recover at home. If you think you are sick:

  • Stay home and call your doctor for medical advice if you think you have been exposed to COVID-19 and develop symptoms.
  • Older adults and people of any age with serious underlying medical conditions should call a health care provider as soon as symptoms start.
  • Separate yourself from other people in your home. On your own, clean and disinfect all surfaces daily and high-touch surfaces frequently throughout the day in your sick room and designated bathroom. Have a healthy household member do the same for surfaces in other parts of the home.
  • Wear a face mask if you are around other people (e.g., sharing a room or vehicle) and before you enter a health care provider’s office.

Emergency Warning Signs
If your symptoms become severe, call to get medical attention immediately. Warning signs include:

  • Trouble breathing
  • Persistent pain or pressure in the chest
  • New confusion or inability to arouse
  • Bluish lips or face

This list is not all inclusive. Consult your medical provider for any other symptoms that are severe or concerning. Review CDC guidance for more information.

FINDING UP-TO-DATE INFORMATION

Visit redcross.org/coronavirus for more information on COVID-19 safety. For the latest information, please visit the CDC website at cdc.gov/covid19.

Courtesy of Red Cross.

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Time To Hit The Pause Button https://cmtravelonline.com/time-to-hit-the-pause-button/ https://cmtravelonline.com/time-to-hit-the-pause-button/#respond Fri, 03 Apr 2020 21:33:53 +0000 https://cmtravelonline.com/?p=39424 Time To Hit The Pause Button

What a couple of weeks it’s been. There seems to be no corner of the earth unaffected by the recent COVID-19 events, and it is humbling to see communities here and around the globe coming together to support one another.

The compassion and support you, our clients and friends, have given to these communities – and yours – has defined their very existence. From our self-sustaining complex here at home, our dedicated team is working diligently to learn what we can do to help members of our community in every possible way. But most important, we have a moment now to pause and reflect.

It’s a challenging time right now, so we are looking to the future, to this year and to the next, to the point where the world is ready to host our wonderful travelers once more. We hope you and your family are healthy and safe amidst COVID-19, and we look forward to a time when we can all explore freely again.  Travel is paused, but we’ll see you soon!

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Welcome to Travel is SWELL.com https://cmtravelonline.com/welcome-to-travel-is-swell/ https://cmtravelonline.com/welcome-to-travel-is-swell/#respond Fri, 03 Apr 2020 02:35:26 +0000 https://cmtravelonline.com/?p=1 Travel Is SWELL.com is all things stylish, elegant and fashionably designed for your travel experience. Travel is Swell is a proud member of Travel is SWELL, Inc. Travel is SWELL provides travel consulting services and complete travel planning, meetings and incentives, and unique travel experiences to include all-inclusive vacations, family vacations, adults-only vacations, luxury beach resorts, exotic resorts, our very own luxury tours, safaris, private jet vacations and romance getaways to most major destinations worldwide.

Explore Travel is SWELL

Travel is SWELL.com | Travel-is-SWELL.com

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Rise of Eco Tourism https://cmtravelonline.com/rise-of-eco-tourism/ https://cmtravelonline.com/rise-of-eco-tourism/#respond Wed, 01 Apr 2020 21:26:32 +0000 https://cmtravelonline.com/?p=5047 Ecotourism is a form of sustainable travel that supports the local environment instead of putting more pressure on it and exploiting its resources.

Things are rarely simple, however, and ecotourism is a complex concept. Its importance is growing more and more each year, as more and more people travel farther and farther away. If you care about nature, the environment, and local communities, you should ensure that your travels are carried out sustainably.

What Is Ecotourism?
Ecotourism is now defined as responsible travel to natural areas that conserves the environment, sustains the well-being of the local people, and involves interpretation and education. 

What are the Principles of Ecotourism?
Ecotourism is about uniting conservation, communities, and sustainable travel. This means that those who implement, participate in and market ecotourism activities should adopt the following ecotourism principles:

  • Minimize physical, social, behavioral, and psychological impacts.
  • Build environmental and cultural awareness and respect.
  • Provide positive experiences for both visitors and hosts.
  • Provide direct financial benefits for conservation.
  • Generate financial benefits for both local people and private industry.
  • Deliver memorable interpretative experiences to visitors that help raise sensitivity to host countries’ political, environmental, and social climates.
  • Design, construct and operate low-impact facilities.
  • Recognize the rights and spiritual beliefs of the Indigenous People in your community and work in partnership with them to create empowerment.

 

Is ecotourism good or bad?
As the adage goes, too much of a good thing can turn bad. In some notable places, the onslaught of nature-loving visitors is steadily eroding the very ecosystems ecotourism intends to protect. Travelers are trampling, polluting, and gobbling up scarce resources in fragile habitats.

 

What is an example of ecotourism?
The term “ecotourism” in the travel industry can carry problems.  Popular international destinations for ecotourism include Kenya, Palau and Costa Rica. States that foster ecotourism include California, Louisiana and Alaska.

Ecotourism and the Environment:
Ecotourism helps protect natural habitats and pristine environments.  Ecotourism allows countries and communities to build their economies without harming the environment, which means that local wildlife can thrive and visitors can enjoy untouched destinations.

 

Is tourism environmentally friendly?
Almost everyone enjoys traveling. … But travel and tourism, in general, aren’t environmentally friendly; in addition to the massive fuel demands of most types of transportation, visiting natural areas could expose them to negative forms of interference, including wildlife disturbances, damage, and litter.

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Breathless Resorts & Spas https://cmtravelonline.com/breathless-resorts-spas/ https://cmtravelonline.com/breathless-resorts-spas/#respond Fri, 27 Mar 2020 01:02:35 +0000 https://cmtravelonline.com/?p=21630 Enjoy savings up to 45%, plus receive up to $200 in resort coupons

Unlimited-Luxury® awaits at Breathless Resorts & Spas: the ideal adult-only escapes in spectacular beachfront settings, for sophisticated and social singles, couples, and friends. Breathless offers the best of everything—from delectable gourmet cuisine at specialty themed restaurants, to curated cocktails at chic lounges, to excellent pool and beach wait service, 24-hour room service, and more! Live big with endless entertainment, and breathe deep with a treatment at the world-class spa or a euphoric yoga class on the pier. Experience the perfect balance of excitement and relaxation, only at Breathless Resorts & Spas.

Save up to 45% + get $200 in resort coupons at AMResorts. Plus, guaranteed room upgrades at Dominican Republic resorts. Book by June 17. Valid on travel 6/1/20-8/15/2020. Call 1-888-963-8986 for more details. Learn more about Breathless Resorts…..

Breathless-Cabo-San-Lucas

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The Importance of Wellness on a Vacation https://cmtravelonline.com/the-importance-of-wellness-on-a-vacation/ https://cmtravelonline.com/the-importance-of-wellness-on-a-vacation/#respond Mon, 23 Mar 2020 16:20:13 +0000 https://cmtravelonline.com/?p=20220 It’s getting harder and harder to make time for wellness in daily life. Demanding jobs and busy schedules leave little time for self-care. So if your clients are planning a much-needed vacation, why not inspire them to fit in a little “me time”?

Another reason to motivate your clients to enjoy some relaxation time on their vacation is to avoid the dreaded “I need a vacation from my vacation!” feeling. Planning a vacation, traveling there and then actually being on vacation can feel a little crazy. And while it’s great to get out and do things like boat cruises and sight-seeing, recommend a spa day to your clients so they can actually wind down and relax while they’re away.

beloved-hotel-romance
Hotels and resorts are making it easier than ever for travelers to incorporate wellness into their vacations and there’s no better example of this than Beloved Playa Mujeres by Excellence Group.

The Beloved Playa Mujeres was recently named “Best All-Inclusive Resort in Mexico” by TripAdvisor and it’s easy to see why. Set in an oasis on the mainland sheltered by Isla Mujeres, Playa Mujeres feels wonderfully remote yet is conveniently only 25 minutes from the Cancun International Airport. Its award-winning Beloved Spa is surrounded by water, making it an island of relaxation, wellbeing and inner peace. Guests will experience total renewal in the spa suites created especially for couples, where private luxury and relaxation come together with a dedicated spa menu for couples full of experiences to share, connect and remember.

From April 28 to May 1, you can experience Beloved’s “A Beloved Life” wellness week, a week of total wellness that includes complimentary activities for all guests to enjoy like early morning meditation, different types of yoga or fitness activities, to rituals and workshops, focusing on culture, wellness and wellbeing.  Learn more about The Beloved Hotel.

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Welcome to United Vacations https://cmtravelonline.com/welcome-to-united-vacations/ https://cmtravelonline.com/welcome-to-united-vacations/#respond Sun, 08 Mar 2020 03:43:09 +0000 https://cmtravelonline.com/?p=6611 CMTravelonline Now Features United Vacations

Your vacation memories start here
United Vacations combines the best fares on United with everything you need to create the vacation experience you’ve dreamed of. With over 50,000 resorts and 10,000 activities in over 400 destinations in the United States, Canada, Mexico, the Caribbean, Central America, South America, Europe, Asia, Australia, and the Middle East, the world is in your hands. When you vacation with us, you can earn MileagePlus® bonus award miles in addition to credited flight miles.

The experience that’s right for you
Make your vacation special with our recommended selections for all-inclusive, family, and luxury vacations, as well as honeymoons. United Vacations also offers getaways tailored to ski and dive enthusiasts and escorted or independent tours. Enhance your experience by choosing United First® and United Business® airfares. If you are traveling with family and friends, Groups Your Way offers flexible options to easily book your vacation together. Every United Vacations package also comes with our Best price guarantee and easy payment options.

Caring service from beginning to end
We care about your vacation and will be there for you from beginning to end. Our Customer Care team can support you with any questions during your booking process and is available 24/7 during your vacation. We go out of our way to notify you of schedule changes or major events that could impact your trip. For the ultimate peace of mind, you can purchase Vacation protection that lets you cancel for any reason before you go. It also comes with price protection and during-travel insurance including 24-hour worldwide emergency travel assistance, baggage protection, trip interruption/delay reimbursement, medical coverage, and more.  Learn more about United Vacations or plan and book your vacation today!

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Karisma Hotel Experience https://cmtravelonline.com/karisma-hotel-experience/ https://cmtravelonline.com/karisma-hotel-experience/#respond Fri, 06 Mar 2020 05:32:51 +0000 https://cmtravelonline.com/?p=20076 The Karisma Experience begins the moment you arrive at one of our hotels or resorts. From the first hello, you will encounter a commitment to personal service and comfort that is unprecedented in hospitality. Whether you choose to stay in one of our Gourmet Inclusive® properties, an à la carte hotel, an all-inclusive resort or a private villa, your experience will be one that you’ll never forget. Because luxury is more than beautiful architecture and accommodations…it’s anticipating the needs of our guests without ever being intrusive.

Karisma offers a wide range of unique properties in a variety of world-class destinations; from adults-only and family-friendly to opulent villas and intimate urban retreats. At Karisma, we believe in sustainability and giving back to the community. The real secret behind the Karisma Experience is that when you treat your staff and your guests like family, you create positive feelings and cherished memories that last forever.

Karisma Hotel Brands include El Dorado Resorts, Azul Beach Resorts, Hidden Beach Resorts and Generations Resort. Learn more about Karisma Hotels in Mexico and Jamaica…

margaritaville-island-reserve-by-karisma

Also See:

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